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What to do with extra cash

Is it always bad to spend all my extra cash?

It is not a good idea to spend your all of your extra cash. No matter how hard you try to avoid it, at some stage there will be an unexpected cost, which could make life difficult if you have not saved up.

I don’t have any debt to pay – can’t I just spend all my cash?

Save, save, save! Saving is not about having money to pay off debt – it is for your future and your other goals.