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Credit and Debt

Who can view my credit report?

Your credit report is confidential, but if a financial institution or company has your
permission or is legally allowed to view it, then they can.

What if I can’t pay my debt?

This will negatively affect your credit rating. You should first contact the company that you owe the money to in order to see if they can assist you with a payment plan. Avoid further debt and commit to clearing this current debt.

What is a debt review?

If you can’t afford to pay your debt, a debt counselor can be appointed to review all your debts to help implement a plan to restructure your debt and implement a new repayment plan. Remember, there are costs involved and this does not take away your debt.

Can credit really be good?

If managed correctly, credit can work for you