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Buying a property

How do I know what I need in a property?

That is based on your own personal needs. Don’t let someone else convince you to buy a property. The property that you buy must be one that you like, you can afford and that will satisfy your needs for the next few years. If you only need a place to stay for a few months, rather rent. It will be cheaper.

When is the right time to move from renting to buying?

When you are ready to commit to the investment and you can afford to buy the property.

What if I can’t afford the deposit, but I know I can make the monthly mortgage repayments?

Chat to your bank about this. There may be facilities that the bank can offer you to make this happen.